CREDIT

One of the considerations that many consumers worry about when signing up for a new credit card is the interest rate. The interest rate you end up with can have a great deal of influence on how much you pay over time. The higher the interest rate, the more you pay when you carry a [...]

Express Fashion Credit Card 2012 Review Posted by CreditCardGuru The Express clothing store card recently re-vamped its rewards. Is it worth a look? Getting a clothing/retailer’s credit card rarely makes sense. There are really just three circumstances when you should apply for one: You can’t get anything better, because you need to get a starter [...]

When you start looking at credit report error statistics it’s easy to quickly get frustrated. There’s a ton that could and that does go wrong with the reporting of your credit information. Did you know that studies have shown that as much as 79% of credit reports contain errors of some kind? With 25% containing [...]

When working on repairing your credit, you can run into all sorts of problems, not the least of which is simply not knowing what people are talking about when they bandy about terms like Lien, Judgment, and Third Party Collection Agency. Here are a few definitions to cover some of those strange terms only commonly [...]

When you’re confronting your credit history and coming to grips with the fact that you have less than sterling credit, one of the hardest things to do is figure out where to start – what to tackle first, what to leave for later. Repairing Bad Credit: First Steps If you have the financial means, repairing [...]

April 24th, 2012 3 More Things You Might Not Know About Credit Scores 2 Comments | | | Thanks to the popularity of our post, “3 Things You Might Not Know About Credit Scores,” we’re once again clearing up some misunderstandings about credit scores. After all, that’s what we do best. Here are three more [...]

I’ve been reviewing credit cards for a good number of years now. And throughout it all, I’ve found it very difficult to pick the best all around card. The difficulty is that the best credit cards typically excel at one feature, like having a low interest rate, the longest 0% offer, or the best rewards. [...]

If you spend a lot of time at the Wyndham hotel, you may be considering a Wyndham Rewards Visa Signature card from Barclaycard. The Wyndham Rewards credit card comes in two varieties: a no-fee version, which offers 3 points per $1 spent on participating hotels, and an annual fee version that costs $39 per year [...]

Tim Shufelt  Apr 25, 2012 – 5:11 PM ET | Last Updated: Apr 25, 2012 7:50 PM ET Tyler Anderson/National Post Ontario Premier Dalton McGuinty (right) listens as Ontario Finance Minister Dwight Duncan (left) delivers the 2012 Ontario budget in the Ontario legislature in Toronto on March 27, 2012. One day after the governing Ontario [...]

Tim Shufelt  Apr 25, 2012 – 5:11 PM ET | Last Updated: Apr 25, 2012 7:50 PM ET Tyler Anderson/National Post Ontario Premier Dalton McGuinty (right) listens as Ontario Finance Minister Dwight Duncan (left) delivers the 2012 Ontario budget in the Ontario legislature in Toronto on March 27, 2012. One day after the governing Ontario [...]

Tim Shufelt  Apr 25, 2012 – 5:11 PM ET | Last Updated: Apr 25, 2012 7:50 PM ET Tyler Anderson/National Post Ontario Premier Dalton McGuinty (right) listens as Ontario Finance Minister Dwight Duncan (left) delivers the 2012 Ontario budget in the Ontario legislature in Toronto on March 27, 2012. One day after the governing Ontario [...]

Tim Shufelt  Apr 25, 2012 – 5:11 PM ET | Last Updated: Apr 25, 2012 7:50 PM ET Tyler Anderson/National Post Ontario Premier Dalton McGuinty (right) listens as Ontario Finance Minister Dwight Duncan (left) delivers the 2012 Ontario budget in the Ontario legislature in Toronto on March 27, 2012. One day after the governing Ontario [...]

Good Morning Green Panda Readers and Happy Tuesday.  Today is the last Tuesday in April and if you planned to achieve some personal goals before the end of the month then you have to carpe diem and get moving.  Your personal goal could be to lose weight before the end of the month, it could [...]

Credit card companies are in the business of making money and one way that they make money is by charging you interest. When you leave balances on your credit cards, the credit card company makes money by charging you an annual percentage rate on it. While it is common to pay interest on credit card [...]

No one intends to miss payments on their credit card. It’s something that usually happens because you made a mistake. Maybe you’ve accidentally written the wrong account number on a check. Or mailed it to an incorrect address. If you’re having really bad luck, that “mistake” could be that you’ve crunched the numbers and just [...]

Tweet For years, I didn’t have credit cards because I had majorly screwed up my credit and had gotten in over my head. Now, I’m financially responsible and use credit cards for everyday purchases – and pay them off as I go. I avoid paying interest fees because I pay the charges off before interest [...]

We’re hoping to buy our first house later this year, and we’re wondering what we should be doing over the next few months to improve our credit before we apply for a mortgage. We have pretty good credit scores, but we would like to try to make them even better. SEE ALSO: What’s the Score [...]

One way to cut the sting of credit card bills is to set a new agenda when it comes to credit. So consider the following ideas when setting your credit resolutions for 2011: Set dates for getting your credit reports:  Each year, you should check each of your credit reports from www.annualcreditreport.com directly. You should [...]

As Seeking Alpha’s growth expands its stable of contributors, the challenge for a given author to present their readership with unique and differentiated content will heighten. When I reflect on what distinctive perspective I can provide, I believe that value for the reader can be created by tying my knowledge base from my role as [...]

As Seeking Alpha’s growth expands its stable of contributors, the challenge for a given author to present their readership with unique and differentiated content will heighten. When I reflect on what distinctive perspective I can provide, I believe that value for the reader can be created by tying my knowledge base from my role as [...]

 (Photo credit: Wikipedia) Some of us grew up in the days before credit cards were terribly prevalent. Forty years ago, you might have had a department store credit card, or perhaps a credit card for a gas station. Visa and MasterCard were around, but they didn’t have the kind of widespread acceptance they do today.While [...]

This post is another in a series that we will be publishing over the next month , tracking the hypothetical performance of broken wing butterfly trades selected by Greg Loehr of Optionsbuzz.com. Last week I introduced the idea of using a broken wing butterfly for AAPL, entered into for a 50-cent, as an alternative strategy [...]

Brittany Umar 04/25/12 – 08:38 AM EDT NEW YORK (TheStreet) — Popular searches on the Internet include WellPoint(WLP) as the health insurer reported first-quarter profit dropped 7.6% as membership fell. WellPoint’s results still managed to beat Wall Street expectations. Excluding items, the company reported earnings per share of $2.34, edging out analyst estimates by 7 [...]

Check out another smart post from our friends at MainStreet: Store credit cards often get a bad rap, largely due to the fact that standard credit card products tend to offer more incentives, regardless of the clerk’s sales pitch. But like student and travel cards, store cards are changing and some may prove worthwhile to [...]

Philip van Doorn 04/24/12 – 09:05 AM EDT Regions Financial reports first-quarter earnings from continued operations of 14 cents a share. The consensus EPS estimate was eight cents. Transitional quarter with sale of Morgan Keegan and common equity raise, preparing for April TARP repayment. Reserve release of $215 million fuels beat. NEW YORK (TheStreet) – [...]

Business Wire 04/23/12 – 04:00 PM EDT Banner Corporation (NASDAQ:BANR), the parent company of Banner Bank and Islanders Bank, today reported that net income increased to $9.2 million in the first quarter of 2012, compared to net income of $5.1 million in the preceding quarter. In the first quarter a year ago Banner reported a [...]

VANCOUVER, April 23, 2012 /CNW/ – Fire River Gold Corp. and Mystery Creek Resources Inc. (the “Company”) (TSX.V: FAU) (OTCQX: FVGCF) (FSE: FWR) is pleased to provide additional information concerning the $12.75 million gold-backed credit facility (the “Credit Facility”) with Waterton Global Value, L.P.(“Waterton”) previously announced April 3, 2012. As previously disclosed, the Credit Facility [...]

Today, many lenders and other financial institutions have been tightening up their availability to credit and only offering loaned funds to those who have higher credit scores. While this is due in large part to avoiding future unpaid loans, it has raised the awareness of individuals to more frequently monitor their credit scores and to [...]

The American consumers are more irresponsible and unruly in the use of their credit cards. These consumers are reluctant to carry multiple cards in their wallets and exhaustively use their cards. Their eyes might pop out with the arrival of the credit card statement and end up incurring overwhelming debt. In this situation, credit card [...]

Bank financing – Good Car Finance Deal for Your Credit Situation By admin | Apr 12, 2011 Auto Insurance, Finance, Loan | 1 Comment If is highly recommend to apply an auto loan before approaching your dealer’s office.When you already get an approved auto loan from your bank, you are mostly like to have case [...]

Bank financing – Good Car Finance Deal for Your Credit Situation By admin | Apr 12, 2011 Auto Insurance, Finance, Loan | 1 Comment If is highly recommend to apply an auto loan before approaching your dealer’s office.When you already get an approved auto loan from your bank, you are mostly like to have case [...]

Bank financing – Good Car Finance Deal for Your Credit Situation By admin | Apr 12, 2011 Auto Insurance, Finance, Loan | 1 Comment If is highly recommend to apply an auto loan before approaching your dealer’s office.When you already get an approved auto loan from your bank, you are mostly like to have case [...]

We use credit cards on a daily basis, but how much do we truly know about them? That’s probably not a question you’ve ever given much thought, and even so, you might find it hard to believe that such a small piece of plastic could carry many secrets or surprises. The truth, however, is that [...]

Home » Credit Cards Using Credit Cards to Pay Insurance Premiums: Pros and Cons Submitted by JE Cornett on April 22, 2012 – 9:30 amNo Comment It makes sense to compare home insurance, car insurance and other essential cover carefully to find a policy that suits your budget. But how do you choose to pay [...]

The Credit Counselling Society is pleased to announce that it has been recognized by the Great Place to Work® Institute Canada as one of the “Best Workplaces in Canada” for 2012. The list was published this morning in the Globe and Mail. Credit Counselling Society Wins Two Awards For Canadian companies with under 1,000 employees, [...]

Posted on 23 April 2012 People get their credit reports and financial score through the credit bureaus. Equifax, TransUnion, and Experian are three main credit reporting bureaus. These business places allow lenders to provide important financial information to landlords, financial agencies, banks, and charge card companies. Evaluating Personal Data Companies store and evaluate the personal [...]

This post is another in a series that we will be publishing over the next month , tracking the hypothetical performance of broken wing butterfly trades selected by Greg Loehr of Optionsbuzz.com. A week doesn’t go by when I’m not asked a question about selling a put spread (credit spread) on a particular stock, especially [...]

Home » Feature Post, Identity Theft 3 Credit Card Theft Scenarios you May not have Thought of by G.E. Miller on April 23, 2012No Comment Tweet Email Debit or credit card theft and fraud seems like an increasingly common occurrence these days. If it happens to your credit card, in most cases you are covered. [...]

Getting approved for your very first credit card account can be an exciting time, but experts warn that is important to know exactly how to manage your account in order to avoid getting into trouble. Everyone has heard terrifying tales of woe from people who have had credit card accounts turn bad, and even the [...]

Have you ever been in a situation where you find something you really want to buy but cannot afford it just yet? If it were the old days, you probably will save up for it first then go back and buy it as soon as you racked up enough cash. But that’s not the way [...]

Unhappy with your current credit score? Or maybe it’s your preferred lender that doesn’t think it’s all that hot. Either way you’re probably hoping to improve it and improve it fast. If you’re like most folks that means paying off some debt. Many folks with a less than stellar credit scores suffer from too much [...]

According to a survey by the Society for Human Resource Management (SHRM), almost 50 percent of employers in the U.S. conduct a credit check on current and potential employees. The majority of the companies that conduct a credit check do so during the application and screening process prior to hiring a new employee. Of the [...]

Are you under the impression that your credit score has been damaged beyond repair? Although you may have made poor money management decisions in the past, you’ll be glad to hear that this does not mean your credit score has to be tarnished forever. Believe it or not, you can begin to rebuild your credit [...]

(Image by Andrew J. Cosgriff, via Flickr) Question:  We are looking to purchase a home by the end of summer… any tips on how to quickly boost our scores? I would love to get my husband’s over 700, but he has a foreclosure (from 7 years ago) that is dragging it down just below that [...]

I had an interesting situation at dinner the other night. There were five of us enjoying food and drinks, watching the NHL playoffs. When it came time to settle up the bill I pulled out my credit card. Everyone offered to give me the money so that I could put the whole bill on my [...]

Today on the Consumerism Commentary Podcast, Jay Frosting and Flexo talk with Matt Schulz, Vice President of Content for InvestingAnswers.com. They discuss the implications of a recent legal ruling that excludes credit card application fees from the limit on fees that credit card issuers can charge within the first year. Consumerism Commentary PodcastCredit Card Application [...]

I gotta great question for y’all today!  One of our fellow readers is about to propose to his girlfriend (woohoo!) but he needs our help first in determining the best strategy to pay off the engagement ring.  Should he use cash or credit, or some combination of both?  How did YOU guys pick up the [...]

While Congress has passed many measures in the last ten years aimed at reducing the opportunities for predatory credit card companies, the reality is that first-year college students and young adults ages 18-21 are still able to qualify for some cards that offer limits much higher than their incomes can realistically sustain. To be able [...]

Tweet We all like free things, right?  But if you’re like me, you probably wonder what’s the catch when you hear that something is free. When it comes to financial products and services, there’s almost nothing that’s really free.  So when I hear commercials and websites offering free credit reports, and free credit scores, the [...]

April 19th, 2012 The Ultimate Guide to Credit Karma, Part 6: Financial Reviews No Comments | | | Today we’re covering Credit Karma’s Reviews section, which is a treasure-trove of consumer opinions on financial products including credit cards, mortgages, auto loans, auto insurance, banking, home equity, credit unions and life insurance. Reviews – Yelp for [...]

I’ve written about getting your credit score for free in the past, but Credit Karma does a lot more than that now. Along with their credit estimator and credit report card, the growing site just added free daily credit monitoring. What Is Free Daily Monitoring? A few weeks ago, I got a shiny new credit [...]

As many of the faithful PTMoney readers know, the 2012 Financial Blogger Conference is being held at the Hyatt Regency Denver.  I have yet to enjoy the pleasure of a Hyatt Hotel but this years conference will allow me my first opportunity. Hyatt hotels are located all around the world and in an effort to [...]

When it comes to credit cards, there are a number of fees that come with it. Not all credit cards come with annual fees, and you can avoid some of the interest fees by paying off the balance each month. But there are other fees that you might have to pay. Some of these fees [...]

First National Credit Card Review – Compare All 6 Offers Posted by CreditCardGuru You might have a First National Bank of Omaha credit card and not even know it! Here’s my analysis of their own card offers… You will probably be surprised to learn that FNBO is the largest privately-owned bank in the country, as [...]

Hyatt Credit Card Review Posted by CreditCardGuru Despite being one of the biggest and most popular luxury hotel brands in the world, you might be surprised to hear that up until 2 years ago, Hyatt never issued their own branded card. Why not? Well the rumor was because they weren’t interested in having one, unless [...]

There are many things to consider when applying for a new credit card and it can get pretty confusing. If you don’t currently have a credit card or even a credit score, you may not know where to start. It doesn’t help that there are so many options for getting credit, you may become overwhelmed [...]

Are you ready for the solutions to credit card debt that your child needs to hear and experience? It is us as parents who bear the sole responsibility for guiding our children in managing finances effectively. An incredible hot topic with teenagers is credit cards. To be more specific, teenagers often times have great desire [...]

The Chase Hyatt Credit Card is offering two Free Night Awards(worth up to $1800) after your first purchase. The two Free Night Awards are valid for use for any available standard room within one year from issuance at any Hyatt Hotel or Resort worldwide(even Category 5 & 6). They have no resort fees, no internet [...]

Traveling with a credit card that allows you to enjoy great benefits and earn discounts on your flights is nothing short of a dream. American Express makes that dream into reality with their latest offering form their Qantas American Express Discovery card.What are the Benefits? Every frequent traveler knows that earning miles is one of [...]

Many people consider it a necessity to apply for credit cards but in reality, these cards can end up costing you a great deal in transaction costs, annual fees and interest charges. Useful Credit Cards Despite high interest charges, a credit card can be a very useful item to have, provided it is used correctly. [...]

Les Bazso/Postmedia News files Easy Hitch is designed to make it easy and safer to back a vehicle up to a trailer. Anyone who has a boat trailer knows how maddening it can be trying to hook it up to their vehicle while backing up blind. Jack Julicher came up with an easy way to [...]

TORONTO, April 23, 2012 /CNW/ – Dia Bras Exploration Inc. (TSX-V:DIB) (BVLAC:DIB) (“Dia Bras” or the “Company”) and Plexmar Resources Inc. (TSX-V: PLE) (“Plexmar”) are pleased to announce that Dia Bras and Plexmar have entered into a letter of intent (the “Letter of Intent”) pursuant to which Dia Bras will acquire all of the outstanding [...]

Everyone knows the basic human necessities:  food, clothing, shelter, and a good credit score.  Slight exaggeration aside, the fact remains that a bad credit score can be very prohibitive to your life.  Conversely, an excellent credit score gives you a lot of freedom.  Not only does it make it easy to be approved for a [...]

Credit Card Debt Negotiation Posted by Matt on Mar 19, 2009 • (2) Credit card debt negotiation is a different form of debt negotiation. There are different types of debts, there are debts of loans taken for acquiring and asset like a car or a home or even some sort of jewelry. These are proper [...]

The balance was paid, then you got another bill. And another. Why?By Sally Herigstad To Her Credit Sally Herigstad is a certified public accountant and the author of “Help! I Can’t Pay My Bills: Surviving a Financial Crisis” (St. Martin’s Press, [...]

By Cathleen McCarthy Dear Cashing In, I’m in a new job where I’ll be flying maybe once a month and am considering an air miles rewards card. I’ve read your columns mentioning admission to airport lounges as one of the perks of frequent flier cards. I’ve never been in an airport [...]

Your first card can be an opportunity to build good credit or create disasterBy Erica Sandberg Dear Opening Credits, Hello Erica! I’m a 21-year-old college student with a part-time job and a roommate. I was just approved for my first credit card. At first, I was really excited, this being my [...]

By Kelly Dilworth Average credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. CreditCards.com’s Weekly Rate Report   Avg. APR Last week 6 months ago National average 14.91% 14.91% 15.00% Low interest 10.40% 10.40% [...]

What to do to get a fixed-income parent’s debt under controlBy Sally Herigstad To Her Credit Sally Herigstad is a certified public accountant and the author of “Help! I Can’t Pay My Bills: Surviving a Financial Crisis” (St. Martin’s Press, 2006). [...]

Industry ranks last among those that consumers would forgiveBy Martin Merzer When something goes wrong, American consumers are reasonably willing to forgive their supermarkets, their parcel delivery services, even their auto dealers and — despite the Great Recession and the cratering of countless portfolios — their investment firms. But [...]

Referenced Stocks: DDAIF, LAD, NSANY, TM Lithia Motors Inc. ( LAD ) announced completion of five-year revolving syndicated credit facility of $650 million with ten institutions. The company expanded the credit facility more than three times to $650 million due in 2017 from $200 million, when it was initiated on September 30, 2011. It can [...]

Credit cards often serve as a crucial source of funding for small businesses. Using a dedicated business credit card instead of a personal one simplifies tracking business expenses and prevents the problem of commingling business and personal purchases and then omitting deductible business expenses on tax returns. For start-ups, it also helps prove to the [...]

When Wisconsin Senator Gaylord Nelson envisioned the first Earth Day in 1970, environmental activists achieved more than they could have imagined. The years that followed saw the launch of the Environmental Protection Agency, the Clean Air Act and the Clean Water Act. Since then, companies have worked harder to balance business demands and environmental protection [...]

“HISTORIC”; “drastic”; “unbeatable”: no one could accuse Caixa Econômica Federal, Latin America’s fourth-largest bank, of downplaying its latest interest-rate cuts. Anywhere except Brazil, the supposedly cut-price loans it offers would look more like usury. Interest on overdrafts, for example, has fallen from 157% a year to 51%. Customers whose salaries are paid into a Caixa [...]

American Express and MasterCard credit cards are shown, June 25, 2008. (REUTERS/Jim Bourg) Report an error Vitaly Pecharsky, chief technology officer for the shopping site SlickDeals.net, is something of a credit card collector and has 40 active credit cards to show for his passion. “I have cards for every situation in life,” says Pecharsky, 32, [...]

WICHITA, Kan., April 18, 2012 /CNW/ – Spirit AeroSystems, Inc. (“Spirit” or “the Company”), a wholly-owned subsidiary of Spirit AeroSystems Holdings, Inc. (NYSE:SPR), announced today that it closed a refinancing of its senior secured credit facilities. The new facilities include a $650 million revolving credit facility maturing in 2017, extended from 2014 under the prior [...]

United Federal Credit Union is offering a few good CD and IRA CD deals. First, there’s a share certificate special with a 43-month term. Rates are based on the deposit amount: 1.60% APY for $100K, 1.50% APY for $50K and 1.35% APY for $500. The credit union’s long-term premier certificates are also good deals. The [...]

TORONTO, April 16, 2012 /CNW/ – Cerro Grande Mining Corporation (the “Company” or “CEG”) (TSX: CEG) (OTCQX: CEGMF) announced that it has signed a Letter of Offer for up to a US $10,000,000 Credit Facility from Macquarie Bank Limited (“Macquarie”). The Credit Facility amount is for up to US $10,000,000 in 2 tranches. Tranche 1 [...]

Experts weigh on the most common credit report misconceptionsBy Kelly Dilworth Most people have a credit report, but how many actually know what goes into them? If you listen to educators at the top three credit bureaus — Experian, Equifax and TransUnion – the answer is: not many.  “People [...]

The bad credit person shouldn’t add the good credit personBy Tanisha Warner Credit Care Tanisha Warner is the communications manager for Money Management International, where she manages educational content designed to teach consumers about personal finance topics. Ask a question [...]

The following is a Guest post.How Important is Reviewing Your Credit Report? You probably have a general idea of your credit score and can estimate your credit history, but how often do you view your actual credit reports from the major credit bureaus? Credit reports contain a lot of information about you and this information [...]

There are two main types of credit cards. One is the unsecured type, which is what the majority of those issued by banks are. It is provided without requiring a material guarantee that payments will be made by the cardholder. The other is the secured type, which calls for some sort of insurance that the [...]

5 Surprising Things That Will Really Hurt Your Credit Score Info at Info   Posted by Elizabeth Retton We all know the basics of how your credit score can be damaged. You miss a payment, or allow an account to fall into collection and your credit score plummets. You apply for or carry an inordinate [...]

People often ask the question about the best way to “clear my credit” without a clear idea of what credit repair actually looks like. A systematic approach is the best way to clear your negative credit and get better credit scores. Clear My Credit of Inaccurate Information Getting rid of inaccurate information is the best [...]

When you have problems with your credit, choosing the best credit repair company can mean the difference between improving your credit scores dramatically, and seeing little or no change at all. Here are five tips to help you pick the best credit repair company for your particular situation. Best Credit Repair Company Tip 1: Know [...]

AirTran Credit Card Discontinued In 2012? Posted by CreditCardGuru Southwest bought AirTran Airways and is phasing out the brand in 2012. What does that mean for cardholders? Issued by Barclays, the AirTran credit card came in a couple different versions: AirTran Visa w/ fee – $59 annual fee. 2x miles per dollar spent on their [...]

Gen Y-ers lead the trend toward less complicated cardsBy Allie Johnson Basic credit cards won’t help you rack up free flights, wads of cash or gift cards. But new research shows they’re back in a big way, and they’re especially popular with young, financially savvy consumers. A report by [...]

The balance was paid, then you got another bill. And another. Why?By Sally Herigstad To Her Credit Sally Herigstad is a certified public accountant and the author of “Help! I Can’t Pay My Bills: Surviving a Financial Crisis” (St. Martin’s Press, [...]

Posted on 13 April 2012 Personal loans with poor credit offer funds or money for individuals to meet college costs, medical bills and other financial obligations. Individuals weaken their financial score by getting small debts. They can get consolidated personal loans with poor credit. Creditors demand full payment for consolidating debts. It will improve credit [...]

It’s time again to ante up to Ol’ Uncle Sam. Taxes are due again and while you hoped to get a refund this year, it looks you’re going to have to pay again – Boo! Last year you found out how easy it was to pay your federal taxes with a credit card, but now [...]

How to Protect Your Credit When You’re Going Through a Divorce Info at Info   Posted by Money Tips Staff When you took those vows of marriage and you got to the “for richer, for poorer” part, it’s a pretty safe bet that the last thing on your mind was, “Well, let me try and [...]

Though I steer clear of writing about credit cards at Get Rich Slowly, I use them all the time. I used to be an anti-credit card zealot. Because irresponsible use of credit cards had led me to tens of thousands of dollars in consumer debt, I thought they couldn’t possibly be used for good. My [...]

At first glance, dining out would seem be the opposite of frugality, as it is easy to spend enough in one meal at a restaurant as you could buying a week’s worth of groceries. Yet frugal people like me have been able to turn this equation on its head by using every trick in the [...]

April 14th, 2012 4 Ways to Get a Better Credit Score Now No Comments | | | We’ve all heard the typical advice for a healthy credit score: Pay your bills on time. Don’t max out your credit cards. Don’t close your oldest accounts. But the problem is, this advice is just that: typical. And [...]

Why is the Juniper credit card login page so ugly? Posted by CreditCardGuru Q: I’ve had a Juniper credit card for over 10 years (since 2002) but haven’t used it in ages. As far as I know they never cancelled it on me, so I went to the account login page and everything seems prehistoric. [...]

MONTREAL, April 13, 2012 /CNW Telbec/ – Aimia (TSX: AIM) announced today that it concluded an amendment to its existing credit facilities with its lending syndicate.  The Corporation extended the term of its existing $300 million revolving facility by two years to April 23, 2016. In addition, the Corporation obtained a further revolving facility which [...]

Jason Heath  Apr 13, 2012 – 4:00 PM ET | Last Updated: Apr 13, 2012 5:33 PM ET Thinkstock/Getty Despite the potential beneficial uses of home equity lines of credit, their misuse is causing ripples throughout the world economy. National Post photo illustration Things not to buy with your line of credit. When used responsibly, [...]

A Tale of Credit Card Debt Settlement – A Financial Joyride With the present slothful economic state in the US, just about everyone has a nodding acquaintance with the D-word debt, although a particular class of people in the US is intimately associated with it. Debt can creep into your personal thoughts and wreak havoc [...]

Virtual credit cards may not be well-known or simply dismissed as too much extra work, but each time another story of hacking makes the news, consumer peace of mind is a little further eroded. Shopping online is gradually becoming more popular here in Australia, although we’re still behind the UK and USA. However, when a [...]

Just when you’re feeling down about your credit card debt, along comes a story about a million dollar a year celebrity who is going through the same thing! You can’t help but think to yourself, “I would never be in debt if I had that much money”. Believe it or not, this is a more [...]